Why Buy Motorcycle Insurance?
While riding a motorcycle is fun and exciting, accidents can happen and are often out of our control. If you or a passenger is injured in an accident or your motorcycle is stolen, it can result in unexpected expenses that you may not be able to afford out-of-pocket. Medical costs and lawsuits are expensive and motorcycle insurance can be a sound investment if something were to happen.
Intelligent Questions to Ask Your Agent
When you approach an agent and inquire about motorcycle insurance in Austin, TX, there are a few things to consider. One thing to ask yourself is how you would be able to pay if your motorcycle was involved in an accident, was stolen, or damaged. Another good thing to ask an agent is what amount of liability and medical coverage you should have. Some other points to consider are an insurance company’s reputation in its dealings with customers, and the procedure for filing and settling a claim with the company.
Food for Thought
The cost of insurance is based on a multitude of factors such as driving record, age, where you live, type of motorcycle being insured, and whether you have completed a training course. Young riders under the age of 25 are considered the highest risk group and may gain some savings from taking this type of course. In addition, preserving a clean driving record without any violations will help to reduce insurance premiums.
If you need motorcycle insurance in Austin today, contact Ed Weeren Insurance today at (512) 454-5266.