Monday, October 4, 2021As a business owner, you may feel like you constantly have to duck and dodge problems. Avoiding risks is a part of business, one that will improve your chances of success. When it comes to meeting the demands of your business, it’s much better to have a partner to help you avoid risks. READ MORE >>
Friday, September 3, 2021A septic tank can create an expensive problem for property owners if it fails. In some situations, your home insurance may cover damage to the tank. This does not always occur, though. Property owners with a tank should let their home insurance agent know about it. READ MORE >>
Wednesday, August 4, 2021Every state has different limits on car insurance, but all require drivers to carry a certain amount of car insurance liability in order to legally drive. If you don’t have car insurance, you’re not legally allowed to drive. But what happens if your car insurance is unexpectedly cancelled? READ MORE >>
Tuesday, July 20, 2021Getting the most out of your workers' compensation policy takes a little know-how. Between accidents, lawsuits and seasonal disasters, it’s easy to get less from your policy than you’ve bargained for. High-dollar workers' compensation insurance claims might seem rare. READ MORE >>
Monday, June 14, 2021As an individual who drives a car, you know that every vehicle on the road must be insured in accordance with state laws. The same goes for vehicles that are owned, rented or leased by businesses. From making deliveries to making sales calls, any vehicle that is used for business purposes will require commercial auto insurance. READ MORE >>
Tuesday, May 25, 2021Home insurance is no replacement for health insurance. But you may be happy to know that your home insurance policy probably includes some protection for medical expenses. Your home insurance policy offers coverage for medical expenses on two fronts: Medical payments owed to others, and personal liability. READ MORE >>
Wednesday, December 16, 2020 If you want to know exactly what's up with your home insurance, read your policy and call your agent. There's too much bad information out there that gets passed around and repeated so often that it must be true, but it's not. Here are five of the big ones: READ MORE >>
Thursday, August 27, 2020 The garage is one of the areas of the home that many people do not think much about until there is a problem. In some cases, home insurance can help with the damage here. For example, if your garage ceiling has damage that stems from a covered peril, your policy can help you make repairs. READ MORE >>
Wednesday, January 14, 2015Surety bonds may seem like a big, scary topic, but really it’s as simple as a financial guarantee between three parties: the principal, the obligee and the surety. What role do these parties play? Principal: This is the contractor who obtains the bond in order to meet city, state or federal regulations. READ MORE >>
Wednesday, December 10, 2014Many business owners wonder why they need to purchase a separate professional liability insurance policy when they already carry commercial general liability insurance. While both of these policies protect a business from liability claims, the types of claims they provide coverage for are very different. READ MORE >>
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