FRIDAY, JULY 1, 2022
Car accidents are unpredictable and recovery can be expensive. There are other hazards that can also damage your vehicle, such as a storm. Having auto insurance can protect you from high out-of-pocket costs following an accident or other covered incident. Learn more about the most common types of auto insurance coverage below.
What Does Auto Insurance Cover? 
Coverages vary among vehicle owners. However, standard auto insurance coverage might include the following options:
- Liability insurance helps insure against claims arising from damage or injuries you cause to others if you are at fault in a wreck.
- Bodily injury liability coverage helps cover their medical bills (and in some cases, deaths).
- Property damage liability helps pay for damage to the other driver’s property, such as their car.
- Collision insurance helps cover damage to your vehicle after a wreck.
- Comprehensive Insurance helps pay for non-accident mishaps, such as weather damage.
- Medical payments (MedPay) coverage helps pay for your medical bills and those of your passengers if injuries are sustained in the accident.
- Personal injury protection (PIP) coverage helps cover your medical expenses, lost wages and other costs if you’re injured in a car accident, regardless of who is at fault.
- Uninsured/underinsured Insurance helps insure against damage caused by someone else who doesn’t have appropriate liability coverage.
While these are among the most common coverages, your auto insurance policy might not be limited to these options. Talk to an agent to find out more.
Why Should I Get Auto Insurance?
The state of Texas requires all drivers to carry a minimum of liability insurance. Additionally, acquiring an auto insurance policy can be a great way to keep yourself financially protected against accident costs.
Learn More
If you are a car owner near Austin, Texas, the agents at Ed Weeren Insurance Agency can assist you in learning more about auto insurance coverages for you and your vehicle. Contact us at 512-454-5266 to learn more.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.
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