Thursday, August 27, 2020 The garage is one of the areas of the home that many people do not think much about until there is a problem. In some cases, home insurance can help with the damage here. For example, if your garage ceiling has damage that stems from a covered peril, your policy can help you make repairs. READ MORE >>
Wednesday, December 10, 2014Many business owners wonder why they need to purchase a separate professional liability insurance policy when they already carry commercial general liability insurance. While both of these policies protect a business from liability claims, the types of claims they provide coverage for are very different. READ MORE >>
Tuesday, November 18, 2014When we think of a commodity we usually think of a tangible product, an item one may purchase at a retail store, such as at a hardware store or clothing store. Insurance is usually not thought of in the same category as the items referred to above, but there are some who are beginning to put personal auto insurance in that category. READ MORE >>
Tuesday, November 4, 2014A frozen water pipe means more than not being able to run water; it can also cause a pipe to burst. Frozen ice in a pipe expands and exerts tremendous pressure that ultimately ruptures the pipe wall. A broken pipe can spill out hundreds of gallons of water per hour into your home, causing further problems — including mold damage. READ MORE >>
Thursday, October 16, 2014All insurance agents who have spent many years calling on and working with business owners and clients have encountered the negative comments about having to carry workers compensation insurance. I have always tried to direct this thinking to the positive points regarding workers compensation insurance. READ MORE >>
Thursday, October 9, 2014Recreational vehicles—more commonly known as RVs or motorhomes—are both home and car, making it doubly important to insure them against damages. Whether you take your RV on a few trips per year or live in your RV year-round, the motorhome itself is a valuable asset; not to mention all of your belongings stored inside. READ MORE >>
Tuesday, September 9, 2014While you may call your apartment home, many complexes aren’t built as well as many houses. This lack of security sometimes attracts thieves, so it’s important to understand how to make your apartment as safe as possible so it becomes less of a target for theft. Start with the following tips. READ MORE >>
Tuesday, August 12, 2014Being that motorcycles don’t have the protection of steel and airbags like cars, it’s not surprising that motorcyclists are 35 times more likely to experience a fatal accident than car drivers. However, motorcyclists can significantly reduce their chance of injury—and even death in some cases—by wearing the appropriate safety gear. READ MORE >>
Wednesday, July 30, 2014Spending an afternoon on the water isn’t the same as setting sail for a month. But regardless of your trip’s length, you should always keep certain items on your boat for safety purposes. Some of these items are as follows. 1. Lifejackets: Plainly stated, lifejackets save lives. READ MORE >>
Friday, July 18, 2014Auto insurance is required by law in most states and a lot of people feel intimidated when it comes to purchasing it; many are scared because of the cost associated with getting it. However, purchasing auto insurance doesn’t have to be a scary event. There are ways to get cheaper insurance and many ways to lower your rates. READ MORE >>
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