Renters insurance is essential. Incidents that happen in your rental property, such as stolen property or third-party injuries, can lead to high expenses. Renters insurance protects tenants from high out-of-pocket costs following a covered accident. Selecting a policy may be difficult, which is why Ed Weeren Insurance Agency is here to help guide you through the process. 
Is Renters Insurance Required?
Renters insurance is generally not state-mandated coverage, and Texas is no exception. Some landlords may require you to have a policy to rent their home or apartment. Additionally, homeowners and condo associations might mandate coverage. No matter the requirements, carrying renters insurance can be an excellent form of financial protection. Covering accident costs without the right coverage may be difficult.
How Much Is Renters Insurance?
Renters insurance coverage rates vary among tenants. Your insurance carrier might use factors such as your claims history and potential risks associated with your location to determine how much to charge for a policy. The agents at Ed Weeren Insurance Agency can help you learn more about the cost of renters insurance.
What Does Renters Insurance Cover?
Policies vary among tenants, but standard renters insurance typically includes some of the following coverage options:
- Personal property coverage
- Liability coverage
- Additional living expenses
Third-party injury and liability coverage might also be included in your policy to provide financial protection from incidents in your rented place. Additionally, theft protection may be included in personal property coverage, but it often differs among policyholders. The Ed Weeren agents can inform you about additional ways to customize your policy.
Where Can I Find Renters Insurance?
If you are a tenant near Austin, Texas, the experienced and dedicated agents at Ed Weeren Insurance Agency can assist you in learning about renters insurance policies to help you decide on sufficient coverage for you and your rental place.
Call one of our agents today at 512-454-5266 to request a quote on a policy.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.