Homeowners Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Homeowners Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Homeowners Insurance Information
Austin, TX Homeowners Insurance
With an opportunity-driven economy, numerous cultural attractions and a favorable community profile, Austin is one of the most preferred locations to settle in Texas. However, it is also home to a competitive real estate market, so once you buy the perfect home, you must protect it.
Homeowners insurance is one of the best ways to protect your property, possessions and family against the countless risks and liabilities present in any home. With it, you’ll have the reassurance that whatever problems or challenges arise, you’ll be able to afford your losses, pick up the pieces and move on.
If you want expert help with a personal touch when getting your perfect homeowners insurance, then just come to Ed Weeren Insurance. Our belief is that every client deserves the security provided by strong, personalized benefits, and we’ll commit the time and energy to make sure you get it.
When you’re ready to get your perfect home insurance, we’re ready to get started. So, don’t wait, call us at 512-454-5266 or request your free quote online now.
Common Home Insurance Questions
Why is homeowners insurance important?
When you buy a house, be it your first home or your dream home, you are going to make one of the biggest investments of your life. The land and the structures on it are going to cost money. The possessions inside have value too, and the people who live in the home will consider it their guarantee of security and stability every day.
But the fact of the matter is that there are numerous property damage risks and other liabilities present in any home. If these risks develop into bigger problems, then you might experience property damage and countless other issues that might prove financially challenging.
However, if you have homeowners insurance, you will have a lifeline available. By filing a claim on your policy, you will receive financial assistance with unexpected losses, and you won’t have to spend a lot of personal money trying to fund the necessary repairs and recovery. All in all, strong home insurance is a safety guard for your family’s solvency.
What does home insurance cover?
There are numerous problems that could strike any home at any time. As a result, most homeowners insurance plans offer several benefits, including:
Structure protection: This insures your house in the event of damage from fires, weather, theft, vandalism or other hazards.
Detached structures coverage: Other buildings on your property – such as fences, carports, gazebos and detached garages - will have coverage.
Possessions insurance: This pays for damaged belongings. Protection might cover everything from furniture to food in the pantry and computer systems.
Liability coverage: If you accidentally harm someone else or damage their property, you can use this coverage to repay them. Coverage will often pay for incidents both on and off your property.
Additional living expense protection: Do you need to move out temporarily after household damage? Let this coverage reimburse you for expenses like dining or hotel bills.
Policies can be customized to fit almost any home, including high-value properties, rental homes, condominiums, mobile homes, manufactured homes and antique homes. Some of the additional perks that you can use to enhance your benefits include:
Replacement cost value possessions coverage
Umbrella liability insurance
Earthquake and windstorm endorsements
Pet liability insurance
How much does homeowners insurance cost?
Numerous factors can influence the cost of your homeowners insurance, including the type of policy you buy, your home’s location and the amount of protection your plan includes.
We understand that every client needs to keep their home insurance plan budget-friendly, and we know all the tricks of the trade to help ensure optimized value for the plan of your choice. We’ll do an intensive comparison of all plan options in our carrier network to find the one that offers you exceptional protection at a price you can afford.
How far in advance can I buy home insurance?
It is never too early to buy homeowners insurance. In most cases, mortgage lenders will require loan applicants to buy coverage before they will approve the financing. Still, regardless of requirement, you should always have coverage because of the exceptional financial safety blanket it provides.