Austin Recreational Vehicle Insurance Provider

Recreational vehicles are great to own and even more fun to travel in. Before you venture out on the road, you need adequate insurance coverage to protect you in the case of an accident or another mishap. Because they are a larger vehicle, the potential for accidents with an RV are greater than for a car. As such, your recreational vehicle insurance coverage must be adequate to cover any liability that may arise whether you are at fault or not.

RV Insurance Coverage for Liability

If your recreational vehicle is involved in an accident and caused damage to someone else’s property, or caused someone bodily harm, you may be held liable. Liability insurance will help compensate the other party for the costs involved in medical bills or repairing their vehicle. A liability policy can also help cover any costs of cleaning up oil or gas spills that resulted from the accident.

Recreational Vehicle Insurance for Property Damage

Coverage for property damage should be enough to cover the entire value of your recreational vehicle if it is damaged in an accident, vandalized, or stolen. Awnings, lifts, and other customized equipment should be covered under the policy.