Umbrella Coverage Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Umbrella Coverage Information
Umbrella Insurance for Businesses
Every business should carry the basic automobile liability, commercial general liability policies as well as workers compensation coverage. There are certain limits that in order to obtain a umbrella liability policy that are set by the reinsurance companies for each of their basic policies that largely have to do with their insurance contracts. These basic primary policy limits are usually around $1,000,000. If a business feels that due to its particular circumstances higher limits are needed it becomes necessary to purchase an umbrella liability policy limits offered by an umbrella policy are in increments of one million the umbrella policy picks up coverage when the required limits of coverage of their primary policies are exhausted.
Families can become involved in claim situations which require very high limits of protection. Also, families of high net worth can find themselves targets of lawsuits.
The personal umbrella policy fills this need for families. It is usually written above certain minimum limits on primary automobile and home liability polices and is done so in increments of one million dollars. The cost of a policy of this type is very reasonable and easy to obtain subject to a short application.
Other Commercial Coverages
Learn more about the other types of business and commercial insurance we offer.