Flood Insurance

Purchasing flood insurance, in addition to your normal insurance coverage, can help fully protect your home or business from natural disaster. Anywhere that it rains, the potential for flooding exists. Floods in Austin can often happen suddenly and without warning, so don’t be caught without the proper insurance protection. At Ed Weeren Insurance Agency, we give our customers peace of mind by offering them advice and counsel in regard to this very important coverage.

Flooding Is More Common Than You Think

Flash floods are the most common severe weather emergency in the United States. It only takes a few inches of flood water to cause major damage to your home. According to Floodsmart.gov, the average cost of a residential flooding claim is greater than $38,000. Recent flooding in the Wimberley and San Marcos area are examples of how homes, that have not been flooded before, can quickly be severely damaged or even completely destroyed. Since the typical home or business policy does not include flood insurance, it is important to discuss this coverage to ensure you are properly protected.

Let Ed Weeren Help Keep Your Home or Business Safe

The cost of flood insurance will vary based on the level of flooding risk in your area. Austin and Central Texas are considered“flash flood alley” and are at a higher risk than much of the United States for flash flooding. The risk of flooding is not only calculated on flood history of your property (in relation to the surrounding area) but also on the elevation of your property. For example, if your property has a sloping driveway, you could sustain flood damage even if your live at a higher elevation. Flood insurance typically has a 30-day waiting period before coverage becomes active, so invest in you home and belongings’ security and buy flood insurance from Ed Weeren Insurance Agency today.